What Does Commercial Auto Insurance Cover?
Bodily Injury Liability Coverage
Business auto insurance coverage provides payment in cases of bodily injury or death resulting from an accident for which you are at fault. This may also include legal defense expenses depending on the type of business car insurance policy purchased.
Property Damage Liability Coverage
If your vehicle accidentally causes damage to another person’s vehicle or property, insurance for commercial vehicles can protect you. That can include legal defense expenses depending on the type of policy purchased.
Medical Payments, No-Fault, or Personal Injury Coverage
This coverage provides payment for any medical expenses that may arise due to an employee or a passenger traveling in your vehicle, regardless of who is at fault in an accident.
Uninsured Motorist Coverage
This coverage provides payment for any medical expenses, or in some cases property damage, that may have been caused by a hit-and-run driver or an uninsured driver. Underinsured motorist coverage (when the at-fault driver has insurance but not sufficient insurance to cover the damage caused) may also be included depending on the type of business car insurance policy you choose

